# 保險業在台灣有幾家、開在哪裡｜2026 年｜產業放大鏡

保險業（行業中類 65）的全國家數、開業年資分布、家數最多與最集中的鄉鎮市區，2026 年財政部營業（稅籍）登記。

Canonical: https://industrylens.dream-coders.com/industry/65/

## 保險業在台灣有幾家、開在哪裡

保險業在全台有 960 家營業中，占全部店家與公司的 0.1%，分布在 115 個鄉鎮市區。家數最多的是臺北市中山區（117 家）。最集中的是臺北市松山區：這一行在當地的占比是全國的 4.83 倍。現存業者的開業年資中位數 23.0 年，2% 開業不到三年。

## 保險最多、最密、最集中的區

三張表三個口徑：家數最多、每千位居民最多、集中度最高（這一行在當地的占比除以全國占比；家數不到 20 家不排）。

### 家數最多

**保險業家數最多的十個鄉鎮市區**

| # | 鄉鎮市區 | 占全國 | 家數 |
| --- | --- | --- | --- |
| 1 | [臺北市中山區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E4%B8%AD%E5%B1%B1%E5%8D%80/) | 12.2% | 117 |
| 2 | [臺北市松山區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E6%9D%BE%E5%B1%B1%E5%8D%80/) | 7.0% | 67 |
| 3 | [臺北市中正區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E4%B8%AD%E6%AD%A3%E5%8D%80/) | 5.5% | 53 |
| 4 | [臺北市大安區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E5%A4%A7%E5%AE%89%E5%8D%80/) | 5.5% | 53 |
| 5 | [臺北市信義區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E4%BF%A1%E7%BE%A9%E5%8D%80/) | 4.7% | 45 |
| 6 | [桃園市桃園區](https://industrylens.dream-coders.com/town/%E6%A1%83%E5%9C%92%E5%B8%82-%E6%A1%83%E5%9C%92%E5%8D%80/) | 2.5% | 24 |
| 7 | [新北市板橋區](https://industrylens.dream-coders.com/town/%E6%96%B0%E5%8C%97%E5%B8%82-%E6%9D%BF%E6%A9%8B%E5%8D%80/) | 2.5% | 24 |
| 8 | [臺中市西屯區](https://industrylens.dream-coders.com/town/%E8%87%BA%E4%B8%AD%E5%B8%82-%E8%A5%BF%E5%B1%AF%E5%8D%80/) | 2.2% | 21 |
| 9 | [高雄市苓雅區](https://industrylens.dream-coders.com/town/%E9%AB%98%E9%9B%84%E5%B8%82-%E8%8B%93%E9%9B%85%E5%8D%80/) | 2.1% | 20 |
| 10 | [臺北市內湖區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E5%85%A7%E6%B9%96%E5%8D%80/) | 2.1% | 20 |

### 每千位居民最多

**保險業每千位居民家數最高的十個鄉鎮市區**

| # | 鄉鎮市區 | 每千人 | 家數 |
| --- | --- | --- | --- |
| 1 | [臺北市中山區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E4%B8%AD%E5%B1%B1%E5%8D%80/) | 0.6 | 117 |
| 2 | [臺北市中正區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E4%B8%AD%E6%AD%A3%E5%8D%80/) | 0.4 | 53 |
| 3 | [臺北市松山區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E6%9D%BE%E5%B1%B1%E5%8D%80/) | 0.4 | 67 |
| 4 | [臺北市信義區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E4%BF%A1%E7%BE%A9%E5%8D%80/) | 0.2 | 45 |
| 5 | [臺北市大安區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E5%A4%A7%E5%AE%89%E5%8D%80/) | 0.2 | 53 |
| 6 | [高雄市苓雅區](https://industrylens.dream-coders.com/town/%E9%AB%98%E9%9B%84%E5%B8%82-%E8%8B%93%E9%9B%85%E5%8D%80/) | 0.1 | 20 |
| 7 | [臺中市西屯區](https://industrylens.dream-coders.com/town/%E8%87%BA%E4%B8%AD%E5%B8%82-%E8%A5%BF%E5%B1%AF%E5%8D%80/) | 0.1 | 21 |
| 8 | [彰化縣彰化市](https://industrylens.dream-coders.com/town/%E5%BD%B0%E5%8C%96%E7%B8%A3-%E5%BD%B0%E5%8C%96%E5%B8%82/) | 0.1 | 20 |
| 9 | [臺北市內湖區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E5%85%A7%E6%B9%96%E5%8D%80/) | 0.1 | 20 |
| 10 | [桃園市桃園區](https://industrylens.dream-coders.com/town/%E6%A1%83%E5%9C%92%E5%B8%82-%E6%A1%83%E5%9C%92%E5%8D%80/) | 0.1 | 24 |

### 最集中

**保險業集中度最高的十個鄉鎮市區**

| # | 鄉鎮市區 | 集中度 | 家數 |
| --- | --- | --- | --- |
| 1 | [臺北市松山區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E6%9D%BE%E5%B1%B1%E5%8D%80/) | 4.83 | 67 |
| 2 | [臺北市中山區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E4%B8%AD%E5%B1%B1%E5%8D%80/) | 4.45 | 117 |
| 3 | [臺北市中正區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E4%B8%AD%E6%AD%A3%E5%8D%80/) | 4.02 | 53 |
| 4 | [臺北市信義區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E4%BF%A1%E7%BE%A9%E5%8D%80/) | 3.09 | 45 |
| 5 | [臺北市大安區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E5%A4%A7%E5%AE%89%E5%8D%80/) | 2.32 | 53 |
| 6 | [彰化縣彰化市](https://industrylens.dream-coders.com/town/%E5%BD%B0%E5%8C%96%E7%B8%A3-%E5%BD%B0%E5%8C%96%E5%B8%82/) | 2.15 | 20 |
| 7 | [高雄市苓雅區](https://industrylens.dream-coders.com/town/%E9%AB%98%E9%9B%84%E5%B8%82-%E8%8B%93%E9%9B%85%E5%8D%80/) | 2.14 | 20 |
| 8 | [臺北市內湖區](https://industrylens.dream-coders.com/town/%E8%87%BA%E5%8C%97%E5%B8%82-%E5%85%A7%E6%B9%96%E5%8D%80/) | 1.68 | 20 |
| 9 | [臺中市西屯區](https://industrylens.dream-coders.com/town/%E8%87%BA%E4%B8%AD%E5%B8%82-%E8%A5%BF%E5%B1%AF%E5%8D%80/) | 1.38 | 21 |
| 10 | [桃園市桃園區](https://industrylens.dream-coders.com/town/%E6%A1%83%E5%9C%92%E5%B8%82-%E6%A1%83%E5%9C%92%E5%8D%80/) | 1.23 | 24 |

## 保險在各縣市的家數

**保險業各縣市的營業家數與占全國比例**

| # | 縣市 | 家數 | 占全國 |
| --- | --- | --- | --- |
| 1 | [臺北市](https://industrylens.dream-coders.com/county/%E8%87%BA%E5%8C%97%E5%B8%82/) | 396 | 41.3% |
| 2 | [高雄市](https://industrylens.dream-coders.com/county/%E9%AB%98%E9%9B%84%E5%B8%82/) | 128 | 13.3% |
| 3 | [臺中市](https://industrylens.dream-coders.com/county/%E8%87%BA%E4%B8%AD%E5%B8%82/) | 92 | 9.6% |
| 4 | [新北市](https://industrylens.dream-coders.com/county/%E6%96%B0%E5%8C%97%E5%B8%82/) | 81 | 8.4% |
| 5 | [臺南市](https://industrylens.dream-coders.com/county/%E8%87%BA%E5%8D%97%E5%B8%82/) | 53 | 5.5% |
| 6 | [桃園市](https://industrylens.dream-coders.com/county/%E6%A1%83%E5%9C%92%E5%B8%82/) | 50 | 5.2% |
| 7 | [彰化縣](https://industrylens.dream-coders.com/county/%E5%BD%B0%E5%8C%96%E7%B8%A3/) | 27 | 2.8% |
| 8 | [新竹市](https://industrylens.dream-coders.com/county/%E6%96%B0%E7%AB%B9%E5%B8%82/) | 22 | 2.3% |
| 9 | [嘉義市](https://industrylens.dream-coders.com/county/%E5%98%89%E7%BE%A9%E5%B8%82/) | 20 | 2.1% |
| 10 | [臺東縣](https://industrylens.dream-coders.com/county/%E8%87%BA%E6%9D%B1%E7%B8%A3/) | 16 | 1.7% |
| 11 | [屏東縣](https://industrylens.dream-coders.com/county/%E5%B1%8F%E6%9D%B1%E7%B8%A3/) | 14 | 1.5% |
| 12 | [宜蘭縣](https://industrylens.dream-coders.com/county/%E5%AE%9C%E8%98%AD%E7%B8%A3/) | 13 | 1.4% |
| 13 | [花蓮縣](https://industrylens.dream-coders.com/county/%E8%8A%B1%E8%93%AE%E7%B8%A3/) | 10 | 1.0% |
| 14 | [南投縣](https://industrylens.dream-coders.com/county/%E5%8D%97%E6%8A%95%E7%B8%A3/) | 8 | 0.8% |
| 15 | [雲林縣](https://industrylens.dream-coders.com/county/%E9%9B%B2%E6%9E%97%E7%B8%A3/) | 8 | 0.8% |
| 16 | [苗栗縣](https://industrylens.dream-coders.com/county/%E8%8B%97%E6%A0%97%E7%B8%A3/) | 6 | 0.6% |
| 17 | [澎湖縣](https://industrylens.dream-coders.com/county/%E6%BE%8E%E6%B9%96%E7%B8%A3/) | 5 | 0.5% |
| 18 | [新竹縣](https://industrylens.dream-coders.com/county/%E6%96%B0%E7%AB%B9%E7%B8%A3/) | 4 | 0.4% |
| 19 | [基隆市](https://industrylens.dream-coders.com/county/%E5%9F%BA%E9%9A%86%E5%B8%82/) | 4 | 0.4% |
| 20 | [嘉義縣](https://industrylens.dream-coders.com/county/%E5%98%89%E7%BE%A9%E7%B8%A3/) | 2 | 0.2% |
| 21 | [金門縣](https://industrylens.dream-coders.com/county/%E9%87%91%E9%96%80%E7%B8%A3/) | 1 | 0.1% |
| 22 | [連江縣](https://industrylens.dream-coders.com/county/%E9%80%A3%E6%B1%9F%E7%B8%A3/) | 0 | 0.0% |

## 保險裡面是哪些店

行業 6 碼細項與全國家數。

**保險業的行業細項（6 碼）與全國家數**

| 代號 | 細項 | 家數 |
| --- | --- | --- |
| 651000 | 人身保險 | 199 |
| 655113 | 財產保險代理 | 186 |
| 655111 | 財產保險經紀 | 181 |
| 652099 | 其他財產保險 | 180 |
| 655112 | 人身保險經紀 | 100 |
| 655114 | 人身保險代理 | 55 |
| 655911 | 一般保險公證 | 30 |
| 655912 | 海事保險公證 | 11 |
| 655999 | 未分類其他保險輔助 | 5 |
| 655913 | 保險精算 | 5 |
| 652012 | 存款保險 | 4 |
| 653000 | 再保險 | 4 |

### 現存店家的開業年資

960 家有設立日期。這是還在的店有多老，不是開店活得下來的比例。

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